[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"article-a8e71760-9f57-4113-8a13-7d03cf848243--":3,"related-articles-undefined-undefined-5976ae3e-0821-4e01-b11c-682940d70ccd-true":23},{"id":4,"type":5,"title":6,"pubDate":7,"logoUrl":8,"organisationTitle":9,"thirdParty":10,"body":11,"imageUrls":12,"city":14,"website":15,"orgId":16,"branches":17,"description":21,"quoteReason":22},"a8e71760-9f57-4113-8a13-7d03cf848243","PRESSRELEASE","Grootste daling autopremie zit in eerste schadevrije jaar","2026-02-12T09:07:13.263+01:00","https:\u002F\u002Fwww.persberichten.nl\u002Ffile\u002Flogos\u002F5976ae3e-0821-4e01-b11c-682940d70ccd\u002Feeafc294-856c-42fd-a088-aca6865d2ddc.jpg","UnitedConsumers C.V.",false,"\u003Cp>Automobilisten die schadevrij rijden, bouwen voordeel op in hun autopremie. Uit onderzoek van UnitedConsumers blijkt dat dit voordeel vooral bij het eerste schadevrije jaar het grootst is. Al bij de overgang van 0 naar 1 schadevrij jaar daalt de autopremie gemiddeld met ruim € 210,00 per jaar. Volgens Jorg van Rijn, expert in autoverzekeringen bij UnitedConsumers, onderschatten veel automobilisten hoe groot dat verschil is.\u003C\u002Fp>\n\u003Cp>\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Van 0 naar 1 schadevrij jaar levert meteen voordeel op\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>Automobilisten zonder schadevrije jaren of met een negatief aantal schadevrije jaren betalen gemiddeld de hoogste autopremie. Zodra het eerste schadevrije jaar wordt opgebouwd, verandert dat beeld direct. Uit het onderzoek van UnitedConsumers blijkt dat de premie bij 1 schadevrij jaar gemiddeld al met € 17,63 per maand daalt.\u003C\u002Fp>\n\u003Cp>\u003C\u002Fp>\n\u003Cp>“Veel mensen denken dat het voordeel van schadevrije jaren pas na een paar jaar echt gaat tellen, maar dat klopt niet”, legt Van Rijn uit. “Juist die eerste stap van geen naar 1 schadevrij jaar, zorgt meteen voor een lagere premie.”\u003C\u002Fp>\n\u003Cp>\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Meeste voordeel zit in eerste schadevrije jaren\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>Na het eerste schadevrije jaar daalt je premie verder. De grootste dalingen zie je in de eerste 5 schadevrije jaren. Daarna wordt de verlaging per jaar kleiner. Het voordeel blijft groeien, maar minder hard dan aan het begin. \u003C\u002Fp>\n\u003Cp> Volgens Van Rijn komt dat doordat de meeste verzekeraars werken met een bonus-malusladder. “De bonus-malusladder is een systeem waarbij je ieder schadevrij jaar een trede omhooggaat”, legt hij uit. “Hoe hoger je staat, hoe meer no-claimkorting je krijgt op je premie.”\u003C\u002Fp>\n\u003Cp>No-claimkorting is de korting die automobilisten ontvangen wanneer zij geen schade claimen. “In de eerste schadevrije jaren stijg je sneller op die ladder en krijg je procentueel meer korting. Na 5 jaar worden de stappen bij de meeste verzekeraars kleiner, waardoor een extra schadevrij jaar minder verschil maakt in je premie.” Dit patroon is ook duidelijk terug te zien in de cijfers van UnitedConsumers.\u003C\u002Fp>\n\u003Cp> \u003Cimg 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KMT\u002FccPiL8KAOqxdu9ZvuIhk9oMhQoGbfVQYZ\u002FQtN3\u002F6gzogThAfjBfGA5Y3CjdgxmEkuhg\u002FHBexCWfqTX0Qv\u002FQb7+EAO\u002F7yUIAAoR6MBcQuY444IFggrBGpkQUQKyjjiYLoZTwx\u002Fth\u002F4MCBNmjQIB+\u002FtAFRxzZ8jxBAkMCLunNshBauMP5HPCFAqGs0UYQxwPF5MJgyZYqLU47B30h00U\u002FUkd8O1hvaTV0ZS3CGGXWgMJY4PvsyRjlvbEFY8JCDEI6sRfwO+Zx2xRbahPWI3zX9izhFlMKetjBOorHNe\u002FodYYVlCSsavwWYUF\u002F6gbHD\u002FowrxgmMeFCh\u002FTwocO3gt0f9EU6IUAoiGF70K+3nOhLrLuXYfAYnxDWiHRFGfSKrN5ZDzkUbqFPk6uZ4jDX6X0UERCCBCRzY4xau4zs3WL6zS1rB7nfZWd2DJ6fQibAjL+VrWYHG3axgo\u002FPt2I61VrBVvxxtUKZEFxclbgoILW40WDNwqWB+5yLGjYwLHjdybnZcGPmeCy43cW6k3CC4eEVCh8\u002FSx+FwI+ViykWa43DxjYQG5+AGTOEmxI2eCykCh+MgjBAcWNi4qHIx51yRK4+LKDcI2sINK1ZwcUxuuMSFvPHGG35ebrzUh\u002FNyvqhwXo7Ji2NG72lfVBfqg+Ck0E7aENWdY+NKoe5sR32wsvA\u002F\u002FLhZISi5KUefc8Fv06aN33TYLjZeh2Nzjii+jXrwHu58R79hNeEGwg0UqxCMsVJmVNgnioujntyoKAgePkc80+\u002F0L0KKmyFtQOD96Ec\u002F8hc3f6wbMIJz7A2QmymFNkTjgvfRjTa2TvBn+4h\u002FZAmL2s97Cv0Q1S\u002Fan5s4N+Qf\u002FvCHLiywOFF\u002F6hPrXmZMRNa12GNwDj6PzsGYjLhyDvaj72kb20S8qXOs6xqeCDr6gDHKdgTqU4+IM22M3MbUgfNGgiGyJvEeaybHwWLF57F9yPfUh3oxdiLxTx9wPH4XCEX+MtY5J22MrWvEDtGNwOL3+9Of\u002FtRdevweIxZsh4WQ3xnnjYQf5+eYjDUsarznYYO4LeoQhQNEvwXGLNvyXVQXxBjvcfli6YIR7caqh7sVS170u8KVeqqYxFONbc6DdYsHLKxukdBjrGNB4\u002FfCQwsPZtE4g3UUt5rhj0YfioAIJASBI3M\u002FtWNr5wSDVtAFzS+ysy68z\u002F\u002FPqBRoemGwe+V8yZTo4kaP64qbLW4hrDVYcLiwc9FELMTGYmHZ4aIbiQH+cpHnIhtZP7jwclHmgsb\u002F3NSIu+EmQCwMriJcWjw9c0PiYsyNnIt4ZFXjWNxEuChzIcVFgoWHbdiP8+EiwzXBcbFK4bbEvYX1IX3gMHFQN910k1sUcDdQsB5hjeHmTXu5qfEdF2GsARyTmxiCCDGKFQXLAttRcI9iGcKthOWEGwdP\u002FJybGyguFtwbtJH9uNEgjnCV8HkkNhFjWAYQhVhGcH1SIvGG5RBLD9YMXJoIH4QjrjjYUHdueog36hZZH2KHXNQX3PgpkZWN\u002F6MUHJFlCysOFgGsJliZGCNRHBvHx4KAmxeRF6W6iI7Je\u002FoMEYAYot9xa8aKW7ZF2LENN37+wgRLJ+wjCx4z37C4IrwQNVGhntQDSxM3VOqL5QYBy7bE3yF+2DeyaMAXKxPHxDqLBQh3MoKSF3WgPRyT4z3yyCPePzBnHwQC4jFyazGOOB99zGf8LnCFYRViu4gzYiZqe8SZvqCPIksmApy6MU4QMdSFvowKn2PNhBX9zHhEAGO94XfB75OxT92xHCIEY3+P0XE4\u002F1\u002F+8hc\u002FNy50RCTCkjGJKOF3ENUddzjbR2MJjhwT3nzOOOcBAustnOk7+hr3N9ZHLHGMefqSsYqViTHPWGKMYMlCQHJ9QUDjYo76mGsH20QPT1wLovfpf9fpL6uRtZF+QzzSt\u002FQRYwYLJ2KT\u002FuX6wxjg2NHvOecv0TqDCIhAZgkcXTPXjh85FGK4yljB1uEeeQrBldnjZ2a\u002FTIkuTsRFP4q94EJMTAYXQEQFFiZEFjc1LroIAp7Cufkj1rgh8B7LCG4iCu4wnpQ5FpYIbgI8TROIzA2Cp1jEU3RBx2UTueRwZ3DDYX9unJybfbiAU0\u002FOyzl5KqY+1C86Lk+y3HAjC1QsRG5QXNzZJkozwfG4iCPUaANxO1GqB6bLEzfDTRM3FOKO4xJkjKijcFPmmLSNGyuiFcGKCKT+3KwRLdyw2B\u002FRhiUDFwyfcyPAxQJ7bnyInMhaxPE5H99hmYAPNybihPiMmzs3JW4i3DixYMCbG1xGFg72ob8QFhQEZ2SBwQrIseg\u002FArSJRUNkEPuCCwtRCANcjohSbvTUEzcv9YnyODE2sIxQD9qIcIURrk5u0rF517AW0rfEcsGMGDnGHYUbO+MPVxPtxvWDUI8KYpx+xt2J0KE+8OdGjhhBwDGG2CdKK8DxueGzHVwR\u002F4wvbsyMOdpBm7nhMwZoM0KacRrFrzGuOQeFY8EE8YUgZkzg\u002FoximqJ0K\u002FRvlKYCgc7\u002F8EGUR9YWrC\u002F8JmCNyMdVHSsuGD8cjzZh5eUBgOOyP2Mf4Y27DgFDm+kb2hO1PeLGeREaBOVj1URk0Z+cixg33Hj0Ke1kTDNGuAZQ+M3AkPrRblzz\u002FH4RgrgnGT\u002F0CXGCiBjOT7\u002FCA+s4vwXcz9GYp72UyN3LA0k0bun7KISAbWh7FIsXWVFjrdmMf\u002FqUcUPdo5nRjBsEP+MOEc3vGZFFWxnLbM+YjSzXsdcL\u002FS8CIpBABI4ctGPbQlqIUPKVqmQFymctDU12tSzToosKcOPhFZXIGsR7bnK8YguB7VEqCC7MPGFHhYtzVGJz\u002FHAj45W+cNHnIs0rfeGCyw08fYk9BzejWMtARkAja1j677Cy8UpfuInieoktPLUzSzC2INa40WdUsITwSl9gG8uX72GItTG2cCPhCR+rEAIxfeGGEVnFou9OldsM0RXbF4jHqCAGeFFi\u002F+d9FEeF9Sp2n2jfSIDyPoqN438EHDfa7ypYLLlRpy\u002FctLkRIkYyKvQDQp1X+kL7M2KAWEjPN6P8U1G8T+z44hzp+fEZgiKj2LnY4yJ0o4J4joK1Ec1RQQylP19su2LrlN7SA+f07WLfjGbhwY2Hj9iZkdF5MvodxPYnDxFYfilYI2N\u002FG7ETNjLqT\u002FbBpcgrfUFcpd8n9jrE9jwo8MKqhkUQwRWlGEFsIiKjEAdELWIyKljfosJDRFSifF5ZzSGW4QDVhyIgAtlK4ETGpK9jgvMXtOP5C9g3KdWz9VRndLAsia4zOpM2jguBKJYukbOW5wQIBPSp8nblxPlij8lNGGvkd+Xoyuk6pD8+Ln\u002FEA+Irfe60eNclN8+HmxDLFbMOI0sZwfnMRMTCldVkzrnZNp1bBETg1ATyhWD5\u002FGWq2VHE164wu3pbSBcRguZzu0h05XYPZPP5sSgQa5NqBVd1bpVTWT5zqz6cFxcqr1QvuO8JV4gV5FiMsYxFExdSnZHaLwLJSiB\u002FlZAWokCwcu0LsaUhqL5A\u002FZDiJVi8crNIdOUmfZ1bBEQgRwlklIk\u002FdlWHHD25Di4CIpCrBAo2CzP1x4U8g2vn2ZEZQy1\u002F+TpWqMvNGQqvoyumh6Vrtln++h1CPq8zXzv2dBsq0XW6pLSdCIiACIiACIhAniGQr0SYcX3JD+zg6w+HvD477NBnj9vxTcusQMtelr9cbdbIC2swrrUji7+wI1PftOMhgWrhfj+3QufnXA4+ia48M3xUUREQAREQAREQgTMhULBFryCmNtvhT\u002F5ix0LG+cOTXrEj8z4NMxqrnhBdxHuFz48fJjVSCLU\u002FeuRMDn\u002FG20p0nTEy7SACIiACIiACIpBXCBTqHNZHDmkjDo980o6tmBZSSaw1277uhMhi0WuWMKsQXI9hu4IdT6Qhyqki0ZVTZHVcERABERABERCBXCNwfP\u002FOEJ9V3GO4Cja\u002FxArUaWdHl00y1mM8tnYuiS0tX4W6VrBee8tfr0OI+aqd43WV6MpxxDqBCIiACIiACIhAvAkc\u002FvBRO35wrxXu\u002F6uQlb605SsWMtMHdyMvO3r4hJWrQOG4VkuiK664dTIREAEREAEREIF4ECjQ8jI7+M5\u002F24EX77HCF93vlq60lBHplgRCnB2d\u002F7nlKxmy1wfLV04Via6cIqvjioAIiIAIiIAI5BqBAg0629m3PGWHh\u002F\u002FNDr71M8tfrZkVbNDJ8lWsb\u002FmKl7fjx0LQ\u002FI71dmz9AjuyaGxIoLrGCl\u002F6zeoUOVFxia6coKpjioAIiIAIiIAI5DqB\u002FBXr2VlX\u002F68dJS3E7LCu8eTX7Pj+PSGGPv8J92L4m69YKStQs5UV7P2IC7OcLBJdOUlXxxYBERABERABEchdAsGVWKBJD395eogdG+z4gV3uaiTOK1\u002FpKpbv7JJxqaNEV1ww6yQiIAIiIAIiIAK5TYCEqbxyq0h05RZ5nVcEREAEREAERCClCEh0pVR3q7EiIAIiIAIiIAK5RUCiK7fI67wiIAIiIAIiIAIpRUCiK6W6W40VAREQAREQARHILQISXblFXucVAREQAREQARFIKQISXSnV3WqsCIiACIiACIhAbhGQ6Mot8jqvCIiACIiACIhAShGQ6Eqp7lZjRUAEREAEREAEcouARFdukdd5RUAEREAEREAEUoqARFdKdbcaKwIiIAIiIAIikFsEJLpyi7zOKwIiIAIiIAIikFIEkk50HT9+3PLly5dSnajGioAIiIAIiIAIJD6BpBJdCK79+\u002Fdb0aJFE5+8aigCIiACIiACIpBSBJJKdKVUz6mxIiACIiACIiACeYqARFee6i5VVgREQAREQAREIK8SkOjKqz2neouACIiACIiACOQpAhJdeaq7VFkREAEREAEREIG8SkCiK6\u002F2nOotAiIgAiIgAiKQpwhIdOWp7lJlRUAEREAEREAE8ioBia682nOqtwiIgAiIgAiIQJ4iINGVp7pLlRUBERABERABEcirBCS68mrPqd4iIAIiIAIiIAJ5ioBEV57qLlVWBERABERABEQgrxKQ6MqrPad6i4AIiIAIiIAI5CkCEl15qrtUWREQAREQAREQgbxKQKIrr\u002Fac6i0CIiACIiACIpCnCGRJdC1YsMDGjBljhw8ftiZNmtgFF1xghQoVcgA7duywoUOH2vbt26127drWt29fy58\u002Fv40dO9ZmzpxpRYoUsUsvvdRq1KiRBmzWrFn2xRdfWL58+axr167WokUL\u002F47Px40bl\u002FZ58+bN8xRkVVYEREAEREAERCCxCRw9etSGjxhpixYtsmJFiwUd0sUaNmyQrZXOtOhau3atffzxx9a\u002Ff38rVqyYzZ8\u002F3w4ePOii69ixY\u002FbJJ59YrVq1rE+fPi7A+GzOnDm+3XXXXWerV6+2YcOG2S233OICjOMhyK644go7fvy4vffee1atWjU7dOiQC7sBAwYYQPi8QoUKVqlSpW+BQKypiIAIiIAIiIAIiMCZEpg4cZK99dbbrkGOHDlq6zdssB88+H0rXrz4mR7qlNtnSnQhfkaOHOkV27Vrlwutbt26pZ1kz549tmXLFhdGiK86depY3bp1XT1ipSpXrpy\u002FpkyZ4uKrYcOGtmTJEqtatWqa5aty5cr21VdfuRWtevXq\u002FqJwzMWLF6eJLuoSFeqDuEOoqYiACIiACIiACKQOAQwvvPCqRf+nb\u002F2+ffts9+7dQbvstgMHDtjWrdtcXK1fv971SOHCha1gwYJu5Nm6dWswGu3MfdFFI6g0hUqVLVv2pHYdOXLE1qxZ4y7Hjh07unWqRIkSLoiAESuS9u\u002Ff728BEfsd\u002FyPeEFKxFiz+37t3r+\u002FDd4iy2MJnKiIgAiIgAiIgAslHINIDkbiK1Q209kDwuB0I2uHAgYOGvti4ceOJ16bNrlt4IaR2oWGCXjjrrLP8VTJolNKlStu6IL6OHTsejDcHrXTp0u7Jy86SKUsXjcV6hbsQy1XFihVdISK+qGDRokX9\u002F2bNmhkWK2K6sHzhFty5c2da\u002FRFn5cuX9\u002FccgxixqCC42B+r1bp169I+R5w1atTI31OPs88+O+27yNKFUlURAREQAREQARFIXgLoiS1btrq1ijAm3m\u002FctMk2BYFFPPnRo8dC4094wNAFpUqXsjJBSBH6VLFC+aA\u002FKgRhVdJKlipl5YP3bd++\u002FSEWfZgtW74iaIuzrOeFPaxMmdLZCjBTogtliTsRc9ykSZPcFIeSHDhwoFcOIXTuued6zBaB8qtWrbIOHTr4dq+\u002F\u002Frq7HBFhVapUsZIlS3psWLt27VzEvfvuu34MTHu4JBFmuCGxlkWiKhJd2UpCBxMBERABERABEUgYAnv27LWt27barp27bG8wuOBZQ2Rt3rzFdgaRtS9YsjDEYNUqUCC\u002FuwHRFHjWGtSv50adMmXLWNky4VWurBUtUjRYtQqHbQtk2MZSpQrZDTdc5940wqZywoCTKdFFbQl+v+qqq1x0EUDP7EQaGpUePXp447FSXX755S6wKAizadOmudLs3Lmzm\u002F8QZbghBw0aZOPHj3c3Y8+ePdPMfpxn4sSJ\u002FvlFF13k51YRAREQAREQARHIuwQwrqAfEE27du8KxptNtjWIqk2bg6Vq23Y7Er5v26a11a5V00XQnt17bOXKlW6RqhAsVW3atrYmjRu7VsDDhvcLb1uxYkWzBCW7XYqxlcm06OIgVOzCCy88ZeOwdqUvuBuZ0RgVTIBsVyqY9wB2ySWXfGsfxFtGn2eJqnYWAREQAREQARHIcQJ4rHD\u002FbQtCins+r63bttnmTVtsiwer73CvFoV4qoIFC1ilypVsQP8rrETxYjZ8+HA7HEKNzj3vXHv4oR+6AQahRcFTxkQ8wpj69evnn82YMT1M9hvluuLKK688Ke6cCXp42zD4YNxp1aqVTZgwwV8YjsigkFF2hOyClCXRlR2VoHHRzMTsOJ6OIQIiIAIiIAIiEF8CPiswxGLvDrMCd4asBptDXBUWq81fW61wBTJbcP\u002F+A0E05QuesBIuioiZqh9cgRUrVvC4KuLB+QxjC8d8+OGHPY4bQfTuu+9ZgwYNw\u002FdlvHHPPfechx8R7kSIE27BZcuW2R\u002F\u002F+KjhbUOM\u002FelPf7Jf\u002F\u002FrX7irEsvb+++\u002F7BDxE25\u002F\u002F\u002FGf70Y9+ZJMnT\u002FZQKPKBMgnwt7\u002F9bY7By3XRFSVTzbEW6sAiIAIiIAIiIAKZJrBq1Wr7PFiOmAzXLlibEEMErBNftSWIKixYBLHvCC\u002FSSFGI7Y5e5UI8VaOKjaxCiLEqVz6IqtJlXHQVL14iuAUzDhfCEoVg2hDSOZBIndRS5PUkNpzCZDusUyRSR0S1adPGvW+ff\u002F65T8K766673KL2ve99z9NMMemPWC4+ZzuOS9gS4Urf\u002F\u002F73XbQhEHNak+S66Mr0KNCOIiACIiACIiACOUIA8USMFTmsRo4c7bFUWIc+\u002FviTtFmBTG5DpJBaoXz5clYvWKzKBUsVIiuyWGHNyoyQwWq1cOFCDzuKXH+xq9GQ+oHAeqxZxIz\u002F8Y9\u002FdKsY1rQohpz6cn5EYlQQXPPmzbO\u002F\u002FvWvHrZUv359jyt76aWX3OJ144035gjP6KASXTmKVwcXAREQAREQgcQlgODAIrRt+w7PSLBmzVp\u002F8RkzBrE4FQwWItxzxF01Dq6+BmFpHEQWlisEF+kVsGqlz5mVlVZzPNyKZDXo0qWLnXPOOT7pDjHHLMUoS\u002FzFF1\u002Fs3\u002FMdK97gesRqRaFtWOBiJ\u002FkxWe+FF16wq6++2mO6ohizRx55xKZOnWqPP\u002F64L2mYPv9oVtoSu69EV3aR1HFEQAREQAREIEEJYJXCekQmdsTV2rXrwt8N7lLzFAy7drqwwhJEPFWDBvU83rpWzZouvqZMmeqxVoMGXpkWxJ6TTUVU4Rr82c9+5nFam4I7k\u002FitX\u002F7yly64EFKIpldffdUtYkuXLvWMCog1tnnyySdt+fLloR0NPE8XljDck0OGDHGXIgJyxIgRLtIQWsSFrVixwt\u002FnZIYEia6cHDU6tgiIgAiIgAjkAgHcb1h81m\u002FY6PFLCKx169YHy86OUJsTK70UCXmrqlatbOe1a2tVKlcJs\u002FYq+ov8VunXMm7f7ry4twI34S9+8YuQsHSox4rdc889aUsFUpnbb7\u002Fd3n77bRdL9957r89EpDz00EM2evRoq1evnlu0iP9i1iJMmM1IMnfeIy47derk4o41nolZu\u002FXWWyW64t7TOqEIiIAIiIAI5AECrNqyzdMwnHAPrg2uwdWRezBYtshpdXaIbSof8lpVDmkYWrVsaTVr1giuuwae2yonrTrZgY\u002FVbx544IEMD4Vl7pprrvnWd+edd57xigqiDDck+UERYukLydl5xaPI0hUPyjqHCIiACIiACGSBQOQexGqzNlis1gX3IJYr0jKwwgszBwsXKhxcb7gHS1i9sKJL9RrVrFrVqiGwvZy7zUqUKJ5WA2busdILM\u002F\u002FIlUni8iitwhNPPOEuO2b7IUbYl9xWvGf24G233WaNQ1LSRYsW2SuvvOJxUa1btw7Z3G9Im1342GOPeYqGBx988JQZ4LOA44x2xU1KfFg08\u002FGMds7mjSW6shmoDicCIiACIiACWSGAwEJcMXsQF+GG8JfVXXhh0eJ7ClaqKiHh+Llt21jlKpWtcsh7iXsQkXWqpW7Yb\u002Fbs2T57b\u002FDgwR4fRUoFAuYRXcz+I3gdsVU1CDasQ9FqMIgrRFaUyBTLGoINN+BvfvMbD3Zv27atp2144403rEmTJi68vqsuWeF0uvvmVFD86Z4\u002FdjuJrsxQ0z4iIAIiIAIikA0EsDRtC9nZyXW1IQisE7MH1\u002Fh7At9Jd0DqA+KNSCbeMrgHq1Wr+rUFK6wnGFyEZ5KSgXP985\u002F\u002FdOGEiEJU3X\u002F\u002F\u002FSe1hPORjgFRVbFiRRdSWLbIDE\u002FcFGKKQvA5qSRIKorgIis8xydLPLFRBLKrnExAoksjQgREQAREQARymEDkHtwd1g8ksH2tW66CezBkbnf3YFgKB\u002FF0YtHmEla3bp0wezC4B6tV89xXuPj4PKsFkcf5qA8z\u002FkgkGluwSuGKI0M7Vra\u002F\u002FOUvLtJIDfHRRx95bFSs5YpjzZo1yy1lCDUyvrNv06ZNbebMmR68juVN5QQBiS6NBBEQAREQARHIZgKRexCBhXsQqxHuQSxYkXuQ9AZVgluwTVjUGRddpbAUDtYscmDllEuOVAsdO3a0L774wnr37u0Ca+zYsZ6xHTccFjBciwSiU+fPPvvMCNbH5YiwIicWKRgozBDEwvXoo4\u002FaT37yExdczApkewQXoo7ZhXfeeWc20827h5Poyrt9p5qLgAiIgAjkEgFyW00Iweglg4ip36C+zxLc8HVy0dXBPbh16zZ3DfLCgoV7kBfipnqwXuEixAJUtFjREABfKG6twB2JCEJQffjhh+4KxM0YrTeI6CI7++uvv+6JRakvKSQIrkeIsf8PfvADnzVI\u002Fqznn38+WOXqutgaMGCAp3GgzeTUIlD\u002Fsssui1vb8sKJJLryQi+pjiIgAiIgArlOgBirPXv2umvw008\u002FCwHoS0PweSErHGKg9obAdwLOsSThIqwT4ptwD\u002FI6MXvwxCLOiVCoBwlEyc6OyGrfvr0LQgpuRBKSIpqI7cKyRbuuuOIKI30DVjosYmR7R2AR60XiUhKTRrFeuEJxQ+JiZOagyjcEJLo0GkRABERABEQghsCJ+Kt9LiYIbie2ifgr0jRsDYHiJyYPHncxcuTI0bAYcy07p0XzEHR+wj1YIeTEyin3YHZ1FMKrV69eGR6ONvTt2\u002Fek7wjgp2Aha9Gihc9apCDKMipktsd1qXIyAYkujQgREAEREIGUJYClhxl3uAsRWOvWhgSj69Z+yz2Iiw0x1axZ0zBLr1YQVQVtzty5btW6vF+fhE8yml0dDAesXtm5zmJ21S0vHEeiKy\u002F0kuooAiIgAiKQZQKRe9BnD3py0XW28evZg+STwvpTKCT\u002FzJc\u002FnwuraPZgxeB6K1eurK9LGFvat4\u002F\u002F0jhZhpDFA5xJeoosniopd5foSspuVaNEQAREILUJRO7B9cweDOsPnpg9uN4tWMy+C0sPeswSyUTbhuSiHTq0D8lFK3pyUKw56QsWMWbvUaKlcwg0Z43C9LFaHJ+YJ\u002F7iZuQ8bMexSaEQxU+ldg+lZuslulKz39VqERABEUgKAlioouSiG0MMVpRcdMuWrT6LDvFVsGABqxCEFGKqadMmaclFET9FixbxTOwElf\u002Fp0T8EcZTfRdSPfvSjNPH1j3\u002F8w0aNGuWf16xZ03784x97egRSJiCuLrzwQrvuuuvSXG5szwLKBNWTMJRFm+cGV+TTTz\u002FtGdpZ\u002F+++++5LGZdkUgy0bGqERFc2gdRhREAEREAEcpbAviCg9uwluWjI3B7cg2RuJxaLpJykPcifv4CvL0icVY0a1T1JJy7C8l\u002FPHixVqlSGFVywYIEnAR00aJBnXGfdQZKIRoXjE1hOTioytONiY1be73\u002F\u002Fe\u002Fvyyy\u002FtmWee8TgnRBaF7XlP4lG2x9o1bNgwq1+\u002Fvt100032ve99z1atWqVA85wdLgl59CyLLkyuZKRlsMX6uzGrkhyO7wm44wkhCrxjJgjm2YymzzJYMcOmXyvpVJ8nJFVVSgREQAREINMEmD2IK46kohs9uWhwDzJ7cP0Gv98cPXos3E\u002FyuYUK92CLMHOwakguWjH8j4uwfPkKQRid3u0NcUWuKVyF5J1CUF155ZUn1Z36zJgxw9csbNCggd1xxx12\u002Fvnn29ChQ32dwUsuuSRNcLEj97\u002Fp06f7PqRRILUC1jDOg7jD0oUgVEk9Aqc3Kk\u002FBBSH07rvvunmVgRvl5WDzqVOnujkWcy5ijMy3\u002FEAYpAQxMoiZasqaTtEgHTFihM2fP9\u002Ffk5CtZ8+evh0ZcXnyiD7v0aOHCzMVERABERCBvE0AAXXCPbgtBLVvsrVr1hnJRbds2Rxcg\u002FtDHNU+yx8sRZF7sFGjhieSi1avagS48wDPvSWzhXsMGdQpuCMja1Xs8bhXYT0jh9XPf\u002F5zTxJKyoTKYbFpLF5ka0cMRrFgCDK2ZR\u002FyYbEt7kW2RXBNmDDB72lt2rTJbLW1Xx4lkGnRxSAlvT+DCJVPPpNYcyxCjIFHPo\u002FIosWyA3zO4pps\u002F9prr7m5FZMv2Wx5YXblR\u002FDUU0\u002F5EwLb8\u002FSB\u002F5unBz4n+y1J2lREQAREQATyDoG9xFiF5KJ4O5g9SJJR7gUEtyO6eJhG9JQIYqWmuware\u002FxV+SCuygQRU7p0xu7BrBCILFuLFy92EYQLkWzsPPjjHiQGi\u002FsdsVkIPF5r1651oTVw4EC\u002Fh919992+8DOeHYQWf9m+YJgJSRA9VrSJIXv9DTfcYN27d\u002FdYMPaX6MpKz+XNfTMtuhBCrCDOj2LatGnWunXrk542mOWBnxyfOwOwf\u002F\u002F+\u002Fj8qn4Kfm3Wn+AzRxbF4amCQUkjOtmLFCh\u002FwrEkVfc5+nDsSXdEaVuzD\u002F7yidaHyZpeo1iIgAiKQ2AQiT0N6jwPiYvr0L61ICE5vEhJj7gohJuuCQHH3YHANMoOQBZ65rrMvFioSijZp0tjdg7gKcRFi1UKsZFSi63x2EaIeWLIIhI\u002FchdyzOnXq9PUsx3x+L\u002FrPf\u002F7jsVncwzp37uxxXBgQqA9xYITEPPzww\u002FbAAw94Koof\u002FvCHHlKDO7JDhw4h9myz\u002Ffvf\u002F7Y33njD247HJrvbkl1MdJxvCGR3PrJMiy5+NAwY\u002FiKI0pt3eUpo2LChC6ZXX33VF79ku9gfaaxAykgocexTfR6JLPz+sSWaqqtBIwIiIAIikHUCXLOJn2JWX\u002FobEBagXbt22Y4dO233nt1h4eRxIe5pjj9QY\u002FHh+kxsb\u002F6wb5RctEGwDFWuXMkfssl9xVp+RXERusg67hneufazb+xDddZbcuojcG+69tpr3TtDe3iop14YD7CE3XvvvZ69Hc8LoovPmN2Id4Z7DtYu6suyN3h2iOFCVMGH7zj+4MGDfaHpHTt2uLeGsBv2OZG+QuEyOdm\u002FmT0244+xnJ3CK9Oii0HJj4aBSVzWidXTt7lJlsLArVWrlleYF4MPqxiWLQq+cwYwx+AHxneYX6OCfxw\u002FONssWbIk7XPiyKLlCBioHDsq0VNDlEMls6C1nwiIgAiIwDcEEELEVrHuIBYbLFcb1m+0zeE6vWPH9jBzcEeIv9obdsB6VSgt11WHDu2sRri2I7hYe5A4p+8u+VygRJ6NePdB+uD22HtJ+pCWyIoV1RGXKRYzLFsUhFX6wvFjzxF7\u002F4p3W3W+3CGQadGF2MJl+NFHH7mQQmSh7KOCmZmcJPjneVq49NJL3VxM8OCQIUP8M1ySDGosYQTakzPlySef9EPgRiQfCk8B+L4xyyKqEGmRi5Lt9ISQOwNHZxUBEUg+AlxvuTbz0Ls55LnaEgQW7sBNIS0DsVdc109cd\u002FN77itirCpVrGQtwsM21quDBw\u002FZlzNnuRtu8KABKTVDD1GWkdBKvlGiFmWFQKZFFyfFkoVJdvXq1S6SeEUFHzbWK36kBBRG6STwmy9dutRNz4gqxBqFHyl5TbBqIaQwyVJ4mmD6LvvEfp6VRmtfERABEUhlAkeDuNoRrFM7d+5wK9XGkJqBzO3EXeH+wsOwL4ivY18vjVO+fLlwva\u002Fpaw9WDvG2xNxivSKxKNaa2Iffrl3Pd0GW6As+Z3f\u002FywCQ3UST83hZEl0gIQj+VAnnEF28YguxX\u002Fi9o4K\u002Fv127dmkzHCPTbOw+DOaMPk\u002FOLlGrREAERCB7CBAzxIzBXeHhF2G1YUPIe7VpoyfvJA4LwXXo0EEPEyleLCQVDYlF6wW3WOUqIeYqCCu8D7xKlSp52hU666zMp2847ZNoQxHIowSyLLqy2u6qVatm9RDaXwREQARSmgCz7fAqkJ2dOCvirnAL8pfPcBmesDwRB3uWC6mGDRv4bEEsVliyypctZ2XKlvkWR4LFhwx5xq1fzOgj2Dw2sJhM8C+\u002F\u002FLLHMxEyghuSlAtRyAnB4xS2I5SEtQeJ2WrcuLGnGSLkhPflQtZ4UjBklCcrpTtXjU8qArkuupKKphojAiIgAjlIYN++\u002FS6ucAFirTqRimGjCx28Bli2Dhw4aAVDNvayQUCVC2kMWrZk6ZoKbrkiHQP5rnAJnk5CUXJP\u002FeY3v7H27dt7EPzIkSN9IlNsQPwLL7xgrDVYpkwZT53w+OOP+8QpRNVjjz3mXgzyXeGxiNJAkLORXFckwCb0hBAVjt2vX78cpKdDi0DuE5Doyv0+UA1EQAREII0Awey+UHN4bQ3B7KwzyGvT5k1uLcItuHPnLrc2FS9eLIiWoi6C6tcLbsGvUzGUDjMFSwWxUyK8CoTtMlMQdn\u002F\u002F+99dzGEZI1k16wbGxmox45yJVMTqIuKoOzkXydpOGMmkSZM8+zqiizredtttXhXWHWRZnIsuusjfI9yICcbapSICyUxAoiuZe1dtEwERSFgC0fqCZGNntuCmr12B7hrcuNm2hhQ8x4+zxuCJ\u002FFglS5bwAPZGIf8hlqtyuAWDSIlyXWV3Q3FJkoiaMnnyZBdesYILS9srr7xi119\u002FvS\u002F6jFDke1L9YO0iszvCjc9jC0IMax0JRilsM378eF91REUEkp2ARFey97DaJwIikKsEVq9eY5988qmnx2ncuJFtDyJjXVi8GevV1q3EWx3weKlDIb6peHC1Ye3BYtW8eVP\u002Fi0sQKxDfZXeixu8Cg9sPFyEri7B0DTkYmUVO2h5mn0+ZMsVmzZrl7kGW0EEYsiYh1iySYfP5okWL0tYjjM716aef+uQpgvcpY8eO9clYUY7HXO0snVwEcpiARFcOA9bhRUAEUosAlh2CyNcGYbVi+QqbPuNLF1gFCuS3EZ+PDHFNZGsvasWCcGF2N6t2eLxVsF4R\u002F4RFK0qxk5vkqAvWp1\u002F84hcuvEjnM3\u002F+fI\u002FxQnQR5xXFb+EeJKaLtrzzzjser4U7kaB5Aun\u002F\u002FOc\u002Fu2ULSx0CLXIzwurDDz+0vn37plyKidzsW5079whIdOUee51ZBEQgjxMghmlXEBZr16y11eGF2CAoHJFFLqxCXy94TBoFtr3oogutbVhUGZcga\u002FUlei6ratWq2X\u002F\u002F938HS90nvoYu6wpi6aJQf14UAuSxXPGe4Hi2J6j\u002Fpz\u002F9qScMRVzBBVHGEjlRKiFmL15++eXWtWvXPD4SVH0ROD0CEl2nx0lbiYAIiIBbbtw1GGYNrgkii4BwUjKwBA7Z2MnQXrVqFevSuZMnf65Tp5aLkblz53lahE6dOua5VTRIbn333Xd\u002FZ+8zazEqLHNzxx13pL0nZitaJJoUQSTVjgpuxcsuu0wjSwRShoBEV8p0tRoqAiJwJgT2B0vN7l2IrHW2IqROWLlytee9wnqVP7gKo8WYyXdVp07tILJqeGA7ea\u002FSZye\u002F4ILUteRgBcN9qPxbZzL6tG2yEpDoStaeVbtEQAROmwCuvz3BWoWbcG0QWVixcIexLA4uMILEEQ0XhCVuOnbsEI573F2DxDFlVAiML1SoUFoSUd5vC7MR2T6jRY4RcOS2ivJYHQ3L7zCjke1PJ5\u002FWaTc0FzaMXTQ6F06vU4pAQhGQ6Eqo7lBlREAE4kEAdyApGkjNsGLlimDFWhWWx9lke\u002Ffs9VgkBBZuwg7t23n8EesO4horXLiQ\u002FeUvfzGytLMds\u002FpuvPHGkyxbb775pv373\u002F+2\u002F\u002F3f\u002F\u002FVkoQSfk+8KYccsxB\u002F\u002F+MceiB4VjnP\u002F\u002Fff77EYC0xFb\u002F\u002FM\u002F\u002F+Mijc8efPBBa9SoUTyw6BwiIAI5TECiK4cB6\u002FAiIAK5S+BAsDLtwU24fr2tDDFYkQVrc0g8uj9keC8R1hskS3vdOnWsdu1aVivEYrEsTtkQ7F640DfrCGJ9evLJJ2327Nn2X\u002F\u002F1X26ZYpYiVqrInUhi0I8++sitU3zPd0899ZTnrrrgggtceKW3\u002FLz11lueYJS4J8p7773nfxF3zz33XFiCZ4j98Y9\u002FzHOxYLnb6zq7CCQmAYmuxOwX1UoERCATBBA5WLFwEa5bu94FFrMK1wfBhUWpQIGCIbC9iFWrVjUk72wRrFjVfEZdlTAjL3Ltneq0rBGIIMLyNXz4cOvdu7fnm4oKooxkocQvIcxwLxJ4f2L9w81uxSKI\u002FK677kqLbyIVA5aw73\u002F\u002F+8bSOBRcmcwUxH1JnVasWOFrJ0Z5rTKBRbuIgAgkCAGJrgTpCFVDBETgzAkgRqJs7stDTqzVq9YEi9a6sHTNCTchQoUUB23atHKxxIzCqlUq++fMJjyTgpUqemHZil1\u002FkOOQb2rGjBnWo0cPT5lAXisSnbJ0T51gRWMJnYcffthGjBhh\u002Ffv3N0QabkdmBxLzRboJLGWINixfWLdOZKIvmRa0fyb11bYiIAKJR+DMrjqJV3\u002FVSAREIEUI4K7bvXtPyIG1wVZhwQoCa00QKixHg8hiDUJSENSoXsNjsHAVVggJR8uWKRuC18\u002FKMiXcf+SgwjKFlQsxRXb1a6+91i1SiDwC3999911PAIqlq03IyYXQQ+Qxq5G\u002FWLFoA9sjqJgdSeZ2sr2PGzfOz8GrYVju5z\u002F\u002F+Y+LM1m5stx9OoAIJAQBia6E6AZVQgREID0B3IQkGSUWa9Wq1W79IUfW3r37gpXqhOuNYPcmYWkd0jVg0WLZnJzK5o7wueeee+wPf\u002FhD2kLQnTp1SrOYDR482HghqljwGYtV\u002Ffr1fW3CZ555xsUYli8WeiZDO9nZORaFtQ2J7WLhaNY7fPbZZ9Piwh566CHFc+nnIQJJQkCiK0k6Us0QgbxGgLQMuPgQSlixSDJK7NOKFSuDJStYsYLI2rNnj1uEEFiIqubNmlqNILBqhgSczCYsXrzYGbsJs8IJl+Lvfvc7dwNSJxKBpi+06Wc\u002F+1laaoguXbr4GoZY5HAzEmTPbESsclFp27atNW3a1N2JCDVEGXFoZIRXfqus9Jj2FYHEIiDRlVj9odqIQEoQGD1mrA0d+oELE4LacdVt2rTZZwOefXYRK12qZAhwr+yuudrBVYgww3WXCG42AtwRRt9V0gslXIu8KAhJxBRrEkYFoRa7D4IsVpSlxKBQI0UgBQhIdKVAJ6uJIpAIBBBUX321zBYuWmwTJ07y9fiY3YcFCHHV7rxz\u002FS9iC5GVrBYe3J+4GFVEQARSj4BEV+r1uVosAnEjQEZ3Uh7MnTcvzOb7KiT83G4FCxUM7sHqtjXkyTp23ELM0zXWonlzTzyaCiX9EkGp0Ga1UQRE4AQBiS6NBBEQgWwjsDVkUV8fgt2XhJl4y5Yt9wD4nTt3eXoFZhT27NnDmjRpbOXKlvOM61FMV7ZVQAcSAREQgQQmkCXRhXuAKdMbN270HDiYzNNnWybhHwkLu3Y9seDrl19+aVOmTHHXwSWXXOKzeaLCrJ1Ro0b5TB2W1yDolMKSG6NHj\u002FYgUz4nr42KCIhAYhAgjQPpDhBQZcqUtsNh9l7BgoXCmoVHrFnzZtaiaROrG9ItVKpU8aQKFy1aLTEaoFqIgAiIQJwIZFp0kSTw7bfftrJly1qvXr1szpw5nnsmEkrUn2R\u002Fb7zxhjUPrgNEF9mXx48fb5deeql\u002F984773jCQGbzbArrnpFckKUyEGkffPCBf8disyyr0a1bN09MOGzYMJ9WzXlVREAEcocAMw2ZwTcnuA2XhTittm3b2Pnnd7FZM2d6jBY5rS65uOe3FmueOHGiPzy1b9\u002Fef\u002FNjxozxxKBcH4jnigq\u002FdRKNErR+zjnn+HZsT+6rChUqWGyqhtwhoLOKgAiIwJkTyLTomhkuriQAvOKKK1wM9enT56SzI5bGjh3r2ZmjMi9coFu0aOEzf3ixrAbLdHCBJjkgU8K5wFJIQIiFi6nkfM5+FI7BtrEzf6LjK1bizAeA9hCB0yHA73lzmF24YNFCW7hgkS0L2d9J78Bvt1+\u002FPiEI\u002Fjz717\u002F+ZXPnzg3uwyaedf0HP\u002FiBp0GICkvj3HvvvS6YWIvwhRdecIGGCMOSTQZ2LN9cT55\u002F\u002Fnn\u002FnuSijz76qF8riA0jkShZ6M8L5zvTjPKn005tIwIiIAI5SSDTooulN7g48vTJRTO2YKnioos1qm7dujZ9+nT\u002FmplK5NaJCtvxGYWZTbEXUf5nGjnbxH7Ok++OHTt8H77jKTm2kJiQi7KKCIjAmRHgoYXfGi9+R6Q2WB1yZRGbtXDhIlu5cpU\u002FBJHKoE5w8V9y8UXWMqxfWCnMNMRKjeX65ptv9gckrNGkd+D3iSWbUIRXX33VM60ze4\u002Ff8Y033ugJQhFvJB3ld801g981oQdkYmcpHaxbiDUKC05zTMIYyN\u002FFtioiIAIikFMEyMeXXuNk5VyZFl2IJyrCX1yKXKC5SHJBJpM0T7W4C1auXOluiA4dOniemlhBxAUzchPyhMt2UeHCihvhRNLEzSd9HuW7iW4SsSKOizkXeRUREIH\u002FmwC\u002Fl9jCwxTB7\u002FPmzQ+pHRZ57ixKlZD5vUvnTiHJZ6Ng3arry9dElmV+x7gN+a0Ss4kYatWqle\u002FHgxnbEWZAIlEs2axLSEFwEWZAVnbCCriOsC11Io9V8eLFTxJVBN7zAIcFjYIYUxEBERCBnCSQ3R60TIsu4rQw+ePq48LKxZDMy4gunnBvueUWF1i4G7BmIa54AiYmi4sp8V9cuJnVxHpjrDM2a9YsdzNEFjBcF7g1WCKDmA7Og6Aju3NU0rsY2D79jSQnO0THFoG8TIDfFA81ixcvsfkLFnoeLVx+WJJqhLQOxF41De5CcmextuGpCg9YPIRh2cZ1yG+f3yK\u002FcSbavPbaa\u002F77J2SA2E5+zzxo\u002FeMf\u002F\u002FB4zauvvvpbh+Z3HPtbHjlypF9HcF9S9DvPyyNPdReB1CSQadEFLuK5EEkIq9atW6eJIS6+FSuemKmEqEIkcfHlRdA9Ior\u002Fr7zyShdSWMUQcQMGDEibvch3UfZpPic+DMU5cODAUyZNlKshNQexWn1mBHAdYs1aHFx3WLRYdgeRxANT3bp17LJel7g1ixnJp\u002FOUxzasL8h1AMGGtYz1AvmtMtsYdyLWKR6YsIRhoULUPfbYY37OBg0a+DUAEcZsaFyQuCOJG0WksU+tWrU8ZIFrwenU6cyIaGsREAERiA+BLIkurExcIL+rpF\u002FOIgqij\u002FYhMBZXBCkkeHJlwdj0hUD6jD6PDyKdRQTyPoFdwdq8KsRkzZ8frNOLF\u002FnC0aR0II3Deee1tcaNGlvDRvXD8julM9VYHpB+8pOfePA74ghrVzTZBcs2M5Yp\u002FNaZDNOuXTsXVcSEfvzxx+5qJOUMD2RYuLkuIM54YJs2bZqLNI7XuXPnTNVPO4mACIhAIhDIkujKjgawnhoXXLkKsoOmjiEC3xDYEqxOS0MWeNx5i4JVa0tI80C8I7FVF\u002FW8MMwsbPL1gsrFswVblSpV7JFHHvnOYyGoeFHuvPPOk7ZFaCHGcEMS45W+xIYVZEuFdRAREAERiDOBXBdd6ZOpxrn9Op0IJA0BJrKsXbsuzPhbavNCyhVmHe7Zs9djsXAb9gzpW+rXr2c1a9Ww\u002FPlOnnGcCBAQhP369VMOvkToDNVBBEQgRwjkuujKkVbpoCKQIgSIxSI+a36Y1LIwBMKvXr3GA9jLh\u002FiolmGmILMNGzSoH+KlyiZ8LFQ0KzlFuk7NFAERSEECEl0p2Olqct4mQP66ZSG9ygKPz1oSZgJvdPc8Mwy7d7vA3YbMPGSyiooIiIAIiEDiEJDoSpy+UE1EIEMCzPAl7cLi4DacP2+BLQ0z+kgmTPA6i0iTP8vdhjVrKHeVxpAIiIAIJDABia4E7hxVLbUIIK5YXidkYLCKFSqG\u002FFmbbEHIBD9\u002F\u002FgJ3Ie7ffyDEO5WxRiGnHdashg0bhITD5bI1W3JqEVdrRUAERCC+BCS64stbZxOBUxIYO\u002FYLe+Otd6zI2Wd7AmHSKZB7rmqYFdi5U0drEoRWrWDNIvedigiIgAiIQN4jINGV9\u002FpMNU4yAixvM2vWbPvwo0\u002FsUFj+6uCBgx703rt3r5A\u002Fq6Evp6WlrZKs09UcERCBlCQg0ZWS3a5G5zYB1mlevnyZTZo81abPmGG7du5yixYJh48ePWJXhszrHTq0y+1q6vwiIAIiIALZSECiKxth6lAi8H8R2L17j2dinzhxsi1ZujQEvhe05s2au8CqH5KGHjh0MOTQyueLw6uIgAiIgAgkFwGJruTqT7UmQQkQJP\u002FZZyNs9JixPsOwY4f21vOiC0OMVk3PoRUVJXlI0A5UtURABEQgGwhIdGUDRB1CBDIisGLFChszZozPLmTdwBIlS4TUDnWtb98+tjkEybNA9JYwQ7Fr1652dgieZyHqzz77LGSVX+sLwHfo0CEtoemBAwf8u82bN1unTp2sSZMmaackbxfnYQmdqlWrqjNEQAREQAQSlIBEV4J2jKqVtwmsWrXKfvvb31qjRo1s3759IX5ruf30pz\u002F1WYjMSnz99dddIA0bNswQZ6xD+MQTT\u002Fg6iQguXJBt27b1AHqsZI899phvV6tWLfvd737ni0s3a9bMIbHfM888Y08++aREV94eNqq9CIhAkhOQ6EryDlbz4kOAdQ8XhpxaJCwtXbqUiySsU+eee67VqVPHWNidIHlKubBEz49+9CNPB8E2WLm2bNli06ZNs8GDB7vIatmyZdqMxZUrV4bZjbPs97\u002F\u002FvdWuXdtF1yeffOKiCwsXiVP79u0bn4bqLCIgAiIgApkmINGVaXTaUQTMduzY6YtLjxs3wZaGwPibbrohuBPzhYSm861UqVL26aef2oAwExHhFRWW7Dl06JD98Y9\u002FDItSL3MLGGkjeH355ZcuxN566y23lJEuAlGFmIuC62vUqBHWWFxtuBXff\u002F99u\u002FXWW12EqYiACIiACCQ2AYmuxO4f1S5BCZAhftLkyTZ9+gzbtHmLValUyXpf1stat2ppe\u002FfutUrhPTFaxGXVC7MSicWKrF2IJfJwPfroo\u002FbOO+\u002FYiy++aPfcc4+39LrrrnOBdvPNN3vMF6ILsYUQ40XS1B07dvhfYrxmhHQTnGvixIkuxLB+VatWLUGpqVoiIAIikNoEJLpSu\u002F\u002FV+jMgsH\u002F\u002F\u002FiCE5tnkKVNt3rz57h5kKZ7L+\u002FX1OKySIVCeUqxYMbv33nvtL3\u002F5ix0+fNiGDh1qc+bMsV\u002F96ldu\u002FZo3b54999xzNmjQIP+c2YxYrxBMr732mou0gyFJaoUKFezZZ5914cb3f\u002Fvb36xVq1Y2adIk+973vufxW1jAcG1OmTLF3ZZnnXXWGbRIm4qACIiACMSTgERXPGnrXHmSwPp16+3LmbOCZWuKrVmz1sqEmK1OnToEMdQ+CKS6Ia9W\u002Fm+1q3379nbfffe5NQp34jXXXBNE2YmEEIiodevW2dixY91ihUBDPD3wwAP20ksvufXq7rvvtnPOOcdeeOEFt3YRAzZkyBCbOnWqXX\u002F99T6DkUKMFwXhRtC+8nvlySGmSouACKQIAYmuFOloNfPMCBBztXTpVzZh4iSbPXuOz0DE7XfttVdZm9atwsLT3+TWOtWRSQXBK30hoJ6AeV6xpUrISI+4igrB9cxgxALG+R5++OFTNqJ3795n1kBtLQIiIAIiEHcCEl1xR64TJjIB4q2+\u002FPKEVWvZsuVWpOjZ1iK4DjuGjPFYkuK5BiLi7LLLLvOYLRUREAEREIG8T0CiK+\u002F3oVqQRQLEZiGwpk6d5usgbtu63SpXqWx9+lxm7c47N8ROVcniGTK3e+nSpTO3o\u002FYSAREQARFISAJZFl0kely4cGHITVTamjZtmpaLiNYuXrzYNmzY4IHB0YyqnTt3BnfNbI9vIRdRbCF4mCnzZPAmYDiyKpzq84QkqkrlGQK79+yx+SEgfvyESbZo0SILUwqtSePGNmjglWEsN\u002FF4KxUREAEREAERyC4CWRJdZNkmPxCzqLhp4Zq54IILvG7kLBo3bpxPkyfp47XXXmtFihSxV1991eNTEGpMce\u002FTp49vz8wwchNFBcF21VVXeaJIsncjxLBILFmyxAYOHKhZWtk1AlLwOATDMyanTJ0eHgo2huDzctat2wVu1SIwXkUEREAEREAEcoJApkUXuYg++OADnz3Vs2dPn6GFRSoq1atX91xDiCWmwSOqWOIEgdavXz+f5s7yJVjCKleu7CKMz9iHwkwtlj3hmAivG2+80T9\u002F+umnXXgxRT99IfeRighkRIBxRMZ4YrVI+0DOq7p169pFYdFpAuNJ5aAiAiIgAiIgAjlJINOiiyzZ69evd8GE1aB169ZWosSJPEWUaGkThBliiu3Gjx\u002FvNzoKIo1p7hyH7xBfsTc+\u002FmfhX6xbsbEt0eeILr4jAWVsQaCRG0kldQkg9BlfFJKSEhhPbi1EPOOyRYvm1iksQF2vXh3PqRWNI\u002F6qiIAIiIAIiEBEgAlN2WnQybToIgkjNzYqhAsxunlFleMGRs4g1oT7+OOPQ+bu6Z6LKPbGxrbcBCkcD2tYVNiO7xBVsfvwf2wCSERW7D58H\u002FuZhk7qEGAsMib3h\u002FQOS79aFpKIBqtWSES6J8RuYXkdMKC\u002FndOimVtb2Y6xFWudTR1SaqkIiIAIiMD\u002FRQA9wb0iIUQXOYUIdkco1a9f37NsY1Xo3r27t4N4LkRWmzZtPCB59+7dvh1WMXIPYcXCIsV0eKxd5ED66KOPPC6MhmJFIz6Mm+LMmTN96RPEFNt27tzZzwGI9Bm404uy\u002Fwuqvk8eArt27bLZc+ba5MlT3QVdIH8Ba9yksbVvd55bt4oUOSHwY59gokWok4eCWiICIiACIpCoBDJt6cKFQ0JGljh58sknXfyQUygqtWrVsg8\u002F\u002FNBGjx7tlrArr7zS3Y+ILWK5cC326tXL\u002F77yyiseaH\u002FeeefZ888\u002F72KqY3D\u002FVKxY0Q+HcIv9HKtFRgXBJRdRog61nKsX6yBOCe7DaWEdREQ5y+f06N4t5NZqb9Vr1jBF+uUcex1ZBERABETg9AlkWnRxCtx\u002FZNUmKBnRFWuCY+kSFvHFEsasxaggtLCGkQ4C4UbWbUQU79u1a+exYRTEWFRY8gRBlv7z02+mtkw2AlhA5wSrFi7E+WGCBq7CBsGS2rt3L2verKkLfRUREAEREAERSCQCWRJdUUOiuKyMGhYruE61PVYtXJHfJapiRVgiAVRd4ktg\u002FfoNnsB02rTpIeXIGree4j5ElDdu3NCFvIoIiIAIiIAIJCKBbBFdWWmYFujNCr3k33dVyOX27rvvhxmwx6xEiA1csGCh7di5wxeBHjhwgJ13blst8pz8w0AtFAEREIGkIJDroispKKoROULgyJGjYebrpzZjxpfubmYWSauwikGnTh2sUcOGdna6wPgcqYQOKgIiIAIiIALZRECiK5tA6jDZR4BZrTNnzbaRI0eFWYhLPSaQGK7zz+9iN914ffadSEcSAREQAREQgTgSkOiKI2yd6rsJHDp0yK1awz8faUuD2KpQobwvOo1bkXQh0WQKcRQBERABERCBvEhAoisv9loS1pkZiO++OzTMZt0aLFqdbUD\u002FK6xeWL3g7LPPSsLWqkkiIAIiIAKpSECiKxV7PQHaTCLTKBnuOeecE3KyVQoB8WXtqsEDQ661YzZ16lSbO2d2WBvxIl8YnaS6xHXharzwwgu9Bax0gCuSWC+WheI4LDVFwlPSjKiIgAiIgAiIQCIRkOhKpN5IkboglP7whz94bi0WTH\u002F11VftoYcesrvuvMOX7Pl\u002Fv\u002F2tlQtLSK1bt85mz55tXbt2tZUrVxruxy+++CKkhmjsKxnwGW5HPuvSpYvNnz\u002FfnnnmGRdfEl0pMpjUTBEQARHIQwQkuvJQZyVDVRFOL774oluubrvtNhdQN9xwQ1oCXSxZP37kEU9uiph6+umnrUePHnbJJZe49YtEvPXq1fO8bj\u002F96U99BYIf\u002FvCHvmRUixYt\u002FPvFixcnAyq1QQREQAREIMkISHQlWYcmYnOwbE2ZOs0OHTwUVh0419fSRCxNnjzZLVUtQxqIqOAqRHDx3VNPPWXXXHNN2uoEw4YN81ULokS67DNq1Ci3mHXo0MFXNSBRr5aCSsRRoDqJgAiIgAhIdGkM5BiBQ0FszZo5y1M\u002FzJ03P6zN2cuXi2Jx80WLFnkcFoufb9u2zYUV2eUp77\u002F\u002Fvq\u002Fbef\u002F996fNWFy6dKmv23nfffel1RdxNXz48BB4f74LLgqijZeKCIiACIiACCQaAYmuROuRJKgPlqcvv5xpI0eNsYULF1rZsmVtwIAr7IKu53uQ++233x7yby2xTZs22bx581xgIaZYd3PDhg32z3\u002F+092JrNs5Iyz506pVqzCz8V1r1KiRZ5\u002FnexZbJ\u002F5rzZo17l5EgE2fPt1dkMuXL7dx48a5YEPkqYiACIiACIhAIhCQ6EqEXkiSOhwOYmvm15athQsXuZvw8n59rXPnjiHnVoW0VpYqVcp+\u002FvOf22uvveauxssvv9yD3ylYvHhPMtQJEyZY\u002FbCINRYxAu7PPfdc32ZBSC9BLFi5cuXc\u002FcixEXoIPEQZLyxpiDWJriQZXGqGCIiACCQBAYmuJOjE3G4CbkTE1qhRo21BEFvlgmXLxVaXTlYhCKCMSvXq1X3GYvqCkIp1IUbfDxo0yP\u002FFOoYFq1mzZla5cmUXVhQsaNdfr2z1uT0WdH4REAEREIFTE5Do0ujINIFv3Ihfiy0sW337uNiqGGPZyvQJMtgRyxWuRS2Unp1UdSwREAEREIF4EJDoigflJDvH4cNHbFZYG\u002FHzECB\u002Fwo1YOli2gtgKCUkrVvzGjZgTzcY1qSICIiACIiACeZGARFde7LVcqnPaQtSfj3I3YtlyZaxfEFtdvsONmEtV1WlFQAREQAREIOEISHQlXJckXoUymo3Yr19v69IZy1bFxKuwaiQCIiACIiACCUhAoisBOyVRquRiK91sRLdsBbEVOxsxUeqreoiACIiACIhAIhOQ6Erk3smluqUlNU3Ls\u002FW1G1FiK5d6RKcVAREQARFIBgISXcnQi9nUhiNHjoakpl+mJTUlz1bfMBuxS8izJTdiNkHWYURABERABFKWQLaIrr179\u002FrSK6x7F1uOHj1qfFeyZMmTPieTOMu2REu3xH65b98+y5cvX9oCyNF3p\u002Fo8ZXsuGxtOUlOfjRgC5KPZiLgRO3XqaJUUs5WNpHUoERABERCBVCaQJdGFqPrss8+MdfFYuLhFixbWrVs3y58\u002Fvy1btsw+\u002FvhjzyzOMjAkt0SUseTLV1995SLtwgsv9CSXURk7dqwv5YLoIvt4ly5d\u002FKsxY8a4BYZCYszOnTuncp9lW9vTZiOODHm2Fiy0MmWDG7FvCJDv0jnEbGWc1DTbTq4DiYAIiIAIiECKEci06GKtO5ZpYZ27W2+91cXV6tWr0\u002FAhyFg\u002Fj2VcXnnlFV9jj8SWW7du9YWMWbyYhY1r1qzpCx0j0ubMmWN33HGHr6P3\u002FPPPW4MGDfy40ecIu+eee873qVGjRop1VfY1NwqQ9wzyC0LqBxdbJDWVZSv7KOtIIiACIiACInAygUyLLtyG48ePt0qVKtncuXOtTp061rJly7SjI5goBw4ccBcj1q5Zs2b5osVYuRBOiDAWLG7SpImLrqpVq1rx4sV9P5Z44TMEQrVq1axYsWL+OefDshaJLgRaVKL\u002FYz9Th5tbDimwnDkzSmq60EqXLh1itnqHpKZBbFX6JvWD+GnUiIAIiIAIiMA398\u002FsYpFp0YXViZs4fw8dOpThwsIbN250axbWLl5YxmILN3dcXJTob\u002FQ9QoHjcvxINPBd9Dn\u002Fsz+iLlZ0Uaf9+\u002FdnF588exw44eZlAek9e\u002FbazCB4x4+fGBaCXuwZ5C+7rJe1b3euVa9ezY4ePeYcYa0iAiIgAiIgAiJwggBhUdxLs6tkWnQVLVrU3X+7du3yOCtu7liyiNFi8eEVK1Z4vFfPnj2tbt26Xl+sVCxYTEFQ8eIzClYu4rmisn37dmvdurW7F3FhRmXHjh3WvHlzf5s+4B4RhuCibipYto7a9BlhNmKI2Vq4MMRshdmIffpcZuezNmJMgHz+\u002FAW8\u002F1REQAREQAREQARyjkCmRRfC6tJLL7W33nrLhg4dart37\u002FaEmeecc47XdubMme46JJYLMdYprMuHOGN7YrwQa40bN3aB9MYbb9hFF13kwoCYLQpuxlq1arn1hSB6YrwQVcyEjFyXOYclbx+ZtRFnzz7hRmS5njJfuxGVQT5v96tqLwIiIAIikLcJZFp00WwWH77mmmts\u002Fvz5boJr2rRpmiuwe\u002Ffu1rBhQ3cbYpFCXBEwf+211\u002Fr2iCdEF2KNdBCY7wYOHOhige2xZiHsKIMHD\u002Fa4Mbbhc2LCVL5NANYnFqI+YdnymK0+vd2ypQzyGjEiIAIiIAIikLsEsiS6qDpiivQO6QuCjFf6ggWrXbt2aR9H7sloW1yK6Quur4w+z110iXP2E2sjzrJRo8eE2YgLfDZinyC2WIhaebYSp59UExEQAREQgdQmkGXRlVV8VapU8dmJKqdPAJG1dOlXHvx+IMS8jR07zsUWMVskNWU2ojLInz5PbSkCIiACIiAC8SCQ66IrO2cFxANYIpxj6rRp9sILL7v79eDBQ8FtW9zzbGHZkhsxEXpIdRABERABERCBbxPIddGlTjlzAnPnzvdZnQiuOnVq2Z133OZ5zVREQAREQAREQAQSl4BEV+L2TYY1+\u002FCjj23atOkeL1ekSBG7+KKeElx5rA9VXREQAREQgdQkINGVR\u002Fp99+499s6779mnnw63jh3b24ABV1iJMCkh\u002FWLieaQ5qqYIiIAIiIAIpBwBia480OUEzO\u002FYsd1ahHQZTZs0trZt22Rrhtw8gEBVFAEREAEREIE8T0CiK4G6kLUsp06d6tYrFgtnVme0DNKWLVtCNv+NnpB24cIFIcv8KA+kL1y4sHXr1s1q167tyzINGzbMM\u002FiTA61Xr17GUkwff\u002Fyx50O74IILTlofM4GarqqIgAiIgAiIQNITkOhKkC4eNWqUDRkyxHr06GFLlixxS9bNN98clko6bBMnTrCnn37al1Bq06ZNWEB8n23dutWTyH700UeeuR\u002FR9cwzz3hy2Y4dO9ratWs92H7s2LHBSrbDE8r+7ne\u002Fs8cee8yXXFIRAREQAREQARGILwGJrvjyzvBsiKy\u002F\u002F\u002F3vvkZljRo1rHfv3m7BGjVqtJHHrE2btvbww6Xt8ccf99xcbdu29deiRYts\u002Ffr1npwWS9bkyZPDQtaXuXWM71kl4IorrvD1KFkFYNWqVVpjMQH6W1UQAREQARFITQISXQnQ7ytXrrQNGzaETPJlDRcj61eSqX9GWKx68OD6YaZiSXc5Rq7GqMrvv\u002F++L4vE8kosMI71iySpZP1\u002F++237Ze\u002F\u002FKUvQP7BBx\u002FYa6+95ss0MeNRRQREQAREQAREIP4EJLriz\u002FxbZ8TdV65cORdWXbt2dWGERevee+9OE0nEb+FyxHpFwcKFpeunP\u002F2pv2edRUTZ5Zdf7nFb999\u002Fv02ZMsWKFSsWZjoOCMsC9bF77rnHRR3xYioiIAIiIAIiIALxJSDRFV\u002FeGZ4NCxSC6JVXXjEC5h999FEXSz\u002F5yU98e8TViBEj3JqF1apfv37+F7GGS\u002FKf\u002F\u002FyndejQwXr27Gkvv\u002FyyzZw50+O\u002FmjRpYs8995y7FOvXr287d+50caciAiIgAiIgAiIQfwISXfFn\u002Fq0zHjp0KMws7OaB8dOnT7dKlSq5dSoqCDEsX\u002F379\u002FfYLQLja9asaeeff77vQ9D8V199FSxj99qLL75ouCvvuusuF2IIs3feeceD8\u002Fkso8XJEwCBqiACIiACIiACSU9AoiuXu3jbtu32wosvuZi67757PM1D+tK5c2fjFVvq1avnbxFgWMqYsUjw\u002Fe23337SdoizBx98MJdbqdOLgAiIgAiIgAhIdOXiGFge3IXPP\u002F+SrV+3Pswy7GfFg0vxTAtCC6Emt+GZktP2IiACIiACIhBfAhJd8eWddra5c+fZM88+Z8eOHgtuv9s9y3xmStGiRY2XigiIgAiIgAiIQGITkOjKhf6ZPHmKPfvcCz5b8a57b\u002FMgdxUREAEREAEREIHkJiDRFef+Zfme\u002F7zyeljip4rdecftVr16tTjXQKcTAREQAREQARHIDQISXXGiznI+778\u002F1D76+BNPWHrzTddb+fLl43R2nUYEREAEREAERCC3CUh0xaEH9u7bZy+9+B+bMHGidQ+LU1911UDFYcWBu04hAiIgAiIgAolEQKIrh3tj27ZtNuTZ523OnLkhz9bl1q9vH198WkUEREAEREAERCC1CGRZdJEn6vPPP7c9e\u002Fa426xNmza+XA1L0iA4ZsyY4Z9Xq3YidmnhwoW+MDNB5GRQZ93AqJDkc8yYMZ7ws1uwCLHYMyX28+7du1vlypXzRC+xVM\u002FTzzxry5evsOuvu9Yuvrhnnqi3KikCIiACIiACIpD9BLIkusik\u002Fuabb1qDBg2scePGNm\u002FePKtTp47njGLB5pEjR9qsWbN8\u002FUBE19KlS2348OGeSX3dunX21ltv2Q033GCsK4hAe++996x169Z2\u002FPhxz6J+88032+HDh+3dd98NKRXaupBjIefrr78+LAJdKvtpZOMR54eFp18IObh27dltt99xm3Xu2CEbj65DiYAIiIAIiIAI5DUCWRJdo0ePts2bN7tVigWXsWhFhfeDBw\u002F22CUsX5TZs2f7Nq1atfLXk08+aWvWrLHatWu7BYzA8k6dOvm2rDOISEN0VahQwTOuU5YvX+7btm\u002FfPmFZT5g4KayB+IqVKF7cvn\u002FfvSFjfJOErasqJgIiIAIiIAIiEB8CWRJdWKtwBSKQatSo4eIofTly5IhvQ2HB5fSuQdyTlO3bt\u002FsyNlHh\u002F61bt7rVK\u002FZzFm\u002FGKkbhu4MHD6btw\u002FujR4\u002F6OoXxLljrjgdL3IiQEuKNN9+2moHHTTdeZ7Vq1cqV+sS7\u002FTqfCIiACIiACCQTATTFWWedlWY4yo62ZUl0sTAz8VYICxZW3rt3rweJn3322Wl1Q4zwohDHFSuS+AyLWPQXq1dUsHCVLVvWcGEivqKCiCtTpoy\u002FRcwhwqISia7ofNkB6HSOQZupLykhhg77yFqe08JuueVGd7MiAuNdn9Ops7YRAREQAREQARH4bgKR0Si7OGVJdOFWxMq1adMmFxeTJk2yyy67zEUX4goRxfdYsxBmLVq0sM8++8wiscZ2CKvp06cbCzgT\u002FzV16lRvG9YsPkPMEHjPNpwDixjxY1FJPxMQV2a8Rc7+\u002FQfs9TfetJGjRgX3aAe78YbrrVixE0vzaKZidg1VHUcEREAEREAE8jaBLIkuAuQHDhxoI0aM8Dirdu3aWcWKFZ0IVi9mLmLdwjpFLFaHDh3ccjVhwgSftXjllVe6KJkY8lcRHN+vXz8\u002FFsLp8ssvT5vZyOejgqDh8yuuuCLNOpYePZaueJctW7bYCy+8bHPDJILLLr3U+g+4ws6KcZPGuz46nwiIgAiIgAiIQGISyJLooknEcV1zzTXfah0WrEGDBn3r8+bNmxuvqJBWAQtYsWLFXEwxYzF9wUqW0ee5jXT16jX276eG2Pr16+zaa6+2i3pemNtV0vlFQAREQAREQAQSlECWRVdW24XFCwtYbGxWVo8Zj\u002F0XL17iObh2795td4SUEB3at4vHaXUOERABERABERCBPEog10VX8ZBWIa+V6dNn2PMvvOTuzvvuvTtY6r6x3OW1tqi+IiACIiACIiAC8SGQ66IrPs3MvrMMHz7CU0KQ+uLmm24Iwf51s+\u002FgOpIIiIAIiIAIiEDSEpDoOs2uPRaC9N8MYuvDD0kJcY7dcOP1VrFC+dPcW5uJgAiIgAiIgAikOgGJrtMYASRbfeXV18OyRqOta9cudu01V1vx4sVOY09tIgIiIAIiIAIiIAInCEh0\u002FR8jgTUkid+aMmWq9QopIa66alDIA1ZA40cEREAEREAEREAEzoiARNd34CIlxPMvvBgSvK60wYMGWp8+l2XrcgBn1FPaWAREQAREQAREIE8TkOg6RfctWLDQnhnynO3fv99uuflG69Klc57uaFVeBERABERABEQgdwlIdGXAf9q06fbscy\u002F4ckb3hpQQzZs1zd1e0tlFQAREQAREQATyPAGJrnRdOGbMF\u002Fbyf16xcuXL21133mZ1atfO852sBoiACIiACIiACOQ+AYmur\u002FuAxbSHDvvQhg79IOTeqmO33XaLVQm5uFREQAREQAREQAREIDsISHQFisRt\u002FeeV12zs2C98OR\u002FWUWQdSBUREAEREAEREAERyC4CKS+61q1bZ6+GHFwzZ8+x3r0utf79L7ezzjoru\u002FjqOCIgAiIgAiIgAiLgBFJedJEOYtnyFTZo4ADr17ePhoUIiIAIiIAIiIAI5AiBpBVd27Zts3HjxhmxWuedd55Vr179JIDjx483rFzNmze33\u002F7ml1a2bNm07xcuXGizZ8+2GjVqWMeOHdM+nzVrli1atMjq169vbdq0yZEO0UFFQAREQAREQASSk0BSia58+fJZ0aJFDcH1q1\u002F9ykqUKGHHjh2zSZMm2c9\u002F\u002FnN\u002FT3nuuefCkj4jrU6dOvb+++\u002F7d5HomjJliv31r3+1Ro0a2XvvvWerVq0KWeivss8++8z34\u002FN33nnHbr31Vrv44ouTc1SoVSIgAiIgAiIgAtlOIKlEF3T27NljTzzxhFux7r\u002F\u002FfrdWFSlSJE1wbdmyxYYPH24\u002F+MEP3AL2+OOP2+uvv26\u002F\u002FOUvHS6CqkuXLnbfffcZ1rCnn37axdWHH34Y4r362+DBg12M8erevbsVKlQo2ztFBxQBERABERABEUg+AkknurZv326TJ0\u002F2YPgPPvjAevfubRdccIHt27fPNmzcZPv27rHChQtbzZo1vTfr1atno0aN8v+PHDliO3futAsvvNDf45IkQeratWvt4MGD7lakYCFjWxbCluhKvh+FWiQCIiACIiACOUEg6UQXIql8SGyKxatFixbWoEED\u002Fx\u002FRtT24HUuXLuVxXogoCt\u002Flz5\u002Ff\u002Fy9YsKC\u002FWOSacujQId8OtySuS7alkGICtyXbqoiACIiACIiACIjA6RBIOtVQoUIFu\u002Fvuu+1Pf\u002FqTi6Vp06bZ6NGj7aGHHrJatWpa8eIlrGrVqvbMM89Yjx497NNPP7XLL7\u002FcRowYYSVLlrTOnTvbsGHDXLjhhqxVq5ZbxZo2bRpSS7zqTN9++20XdLgtVURABERABERABETgdAgkleg6fvy4W6fatWvn8VyffPyxHT121GOyygcxViBYtAoUKGAPPvigi64oLgvRRWwX1rBHHnnELVrvvvuuVaxY0e688063chE4P2TIEI\u002F5qh2WBrrttttOh6+2EQEREAEREAEREAEnkCOia8OGDR4HVaVKFbcqxRZcc6RkwAoVxUhF3+P2W7Bggbv7GjdunOb2O9Xn6fsQcYTworRq1SqIozpWomQJK12q1EmbUq9f\u002FOIXaZ+xD\u002FWsVq2an\u002FP222\u002F\u002F1vAoVqyYCzkVERABERABERABEcgMgWwXXXPnzrUvvvjCXXUTJkywiy66yAUUZceOHfbWW295LNTevXttxYoV1rNnT\u002F8OCxWWJwLZKfPmzbMBAwZ47BTuPKxPiKP58+fbFVdcccp4KixZs0J2+eeffylsf8xuvOF6a9O6pQVz1Sn5cG7ybhFUryICIiACIiACIiACOUEgW0UX+bGYMcjsv9atW6cFnEcVnzp1qufDQkwx8++pp56yli1bGnFYJB3dvXu33XHHHb45361cudID2RFokfXp3\u002F\u002F+ty1ZssSaNGlyEo8dQax99ulwWx+sbIsXLwmxW8XspptutKZNTgi+7yrMdExvdfu\u002F9tH3IiACIiACIiACInAmBLJVdC1evNgtVeTCmj59uufBimYGUilyZzGbkMIsQ8TO+vXrXXThjozNCs\u002F\u002Fq1evdktXuXLl0tpUpkwZ\u002FxzRheXr8OHDHqc1f958mzhpcrCm7bTKlUIs1l23W50Qe4VrMnI5ngmYvLBtrDs1L9RXdRQBEUh+Aql0XVJbk3M8x\u002FYr+oL32VWyVXSRs4rK4T7EvRgruKhw+hQLbBvlucoo\u002FQLfIZrSl\u002FTbIsyYTYh7kHUUEV21woxDrGnJWiIxmQppK6IxwOBP9qK2JmcPp1K\u002FksOQa3sq\u002FF5pK\u002Fe59Pe6ZBzFqdhWxjF9m7Cii7QKxHFhwWK5HNI1IJxwIVJIKoprsFOnTm71wnVYuXJlj\u002FViRiBL7SCUsEwRjE\u002F6BrZhHUQ+R1xt3LjR2rdv78cDBIlOKZwHl2KlILiigjUtWQs\u002FAHhE7U\u002FWdtIu2sqYSIVEtFhuo\u002FGczH1K22hr9JCmtiYPAWJkuVGlwgMhbUVcpoLA5F5Mn6qtWfutZquli7xVV155pee5mjFjhjHjj6D3qJx77rkuph577DG\u002F2BJkj2h46aWX7Oqrr\u002FbFp1nCh++YfcgsQ262uBKffPJJPwyxYuTOyqhEQgTRl+wFLsnqNk3fd6nW1mQfu1H7UmX80t5Ua2uqtDfVrk3q16xfnbNVdFEdUi+Qw4qs7qVCqoZYVYzAIoiepXqwQiHSCL4nHxZWjK5du7rYQnRFi1PzP0lMEWyxn2e96TqCCIiACIiACIiACMSPQLaLLqqOCTI2KD59cwiGjwouhg4dOrhVjEIsWEblVJ\u002FHbpsK7qeovWpr\u002FH4k8TxTKriLY8dwdsZKxLOfzvRcqdSvqeBpiPo\u002FldqazOE66X\u002FPOdnWHBFdZ3JBqlSp0plsfsptMXuSWBURR2xZsosSsueTSoOZn8lciOUjnQgxIriZkzlOhLYS80hbGzZsmPRjGMHFTGceuJJ5SS1CKmgnMZgsL5Y+YXQy\u002FX6ZMEDya67DdevWPeVDdF5vM\u002FFNy5cv93ZyTeI6TN8ma6G9ZCdAjEQZCJK1rWRg4DpMfxJrnt0l10VXdjSIHzqJVXFV4s6cM2eOx5Yl64WceDnWheQpiyz5yTpzBhFCv7KKAT96xFf\u002F\u002Fv2TMpCTMfz555\u002F7zZl2c+PCFZ\u002FMlqClS5faH\u002F7wB7vrrrs8vUwyFgKt33zzTcO6zw2LuNNkFV2M4aFDh\u002FrEKCx73LwIGUnGMUy\u002FIkJ4+CWFEWmNWCouGQvCkmXx+EuScvJnRknNk629XH\u002FfeOMND2\u002FaunWrT9rr2LFjtjYzKUTXsmXLbPPmzb7QNeX555\u002F3jPbEgSVjYQFuJiF8+eWXnlIjWUUXT5Ddu3cPM1Ir+Q\u002F+X\u002F\u002F6lwuw4sWLJ1230oddunTxOEjG8vvvv+\u002FB18l4w6LzEJbMdGaWczIXbs7ErDJjGyGSXZb9RGTGdZh43b59+\u002FrvFetPso5fbsr9+vXzbvjkk0+S2srFGEZA83BEH48bNy5pr03cU7FwDR482FatWuUCDB2RnZ6zpBBdPGlws4oKP\u002FY1a9YkrehiUCC2Zs6cmYjX3myrE6IruklxYcNCkKzWS25OjOEpU6b4MlqkS0lWMc0AGT16tJvuk9XqE\u002F0I6Ffci6TP4cmZ8dynT5+kFCM8LNBWxjApgbgOI0ySeRxjGeFeg0UvWQvu\u002F+rVq9uf\u002F\u002Fxnd5FfcsklSTl+6T9i0bFgoikQXXjPWCnnu2LUz7Tfk0J0pVehqZDTCTcFJVmfJKOBjDkbqw99zAU82XPEkOSXNnLjYs3S0qVLn+lvOuG3x604ceJEd59OnjzZ20i7czJ4Nbeg0CbS4SC2sAINGTLELZqxk4lyq27ZfV6uRVi4evfu7ZbMf\u002FzjHy7CkllY8+BbrVo1K1q0aHbjTJjjsUYyAoTQDlzHXJtIRB5NfkuYimZDRUhJxe+Uh0J+o6Styu6HhqQQXQwAzIKYQLnIMUBIM5HMBWEZCa9kbScX8Ndee81q1KjhT1fJXBi748ePt4svvtiTCfOjR3Amo+jiN8oC89yQoyTJuI2TUXTxlMwEH1yMxP9QknUyCPkTsdYywYdrEw8PyTy7j\u002F7kAQIxkswFoYWgZmIE16QRI0a4qE5G0YXgwkJLzBqCetOmTdk+GSQpRBdPUvhdieVCjDRr1sxnfyVrGTVqlItMBsjLL7\u002FsFqDsNH8mCjcu3Ny0vvrqK0+OyxMlT9HZ\u002FeSRCO3lSZmxi3UgGsM8ZSVjwVXBi8JNGXd5Mlp+aB\u002FucH6nf\u002Fvb3zwkADdUlIMw2fqW6zATIp5++ml3Q\u002FF\u002F7Lq5ydZe1gvmgTCZ4\u002FToM2aN43Lj2sQ1mX5NxvsNbSXuErE1ZswYfzgiPjG77zdJIbqARaAqiVW5sCXrRS26aNFWcpsxKLAGJaOFILphPfDAA2lLQ\u002FHknN0\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\u002FXrZsmS+gfSbL7rA486pVq\u002FwcmzZt8kWaT7X0FNuxREiqrI2ZKuNQ7RSBeBGQ6IoXaZ1HBETgJAJbt261Dz\u002F80BepZw3RPn36WPr13VauXGkIr9MVXePHj7dzzz33jEQX59+4caOLLf6yduCpRBeijLVPJbo0mEVABDJDQKIrM9S0jwiIQJYJLFmyxI4cOWK33nqrH+vQoUO2Z88e++yzz9zi1LFjRxdjX331la1bt86F1KWXXurvJ06caGXLlrXevXu7JWzYsGF+DLYrUqSIi6fPP\u002F\u002FcBV3Pnj1txYoVVrduXatUqZJNmTLFSpUqZVjFdu7caS1btrTChQsbCxgXKFDAz8n2Y8aMcYF1ySWXuHWLwjZ8j8WL7wsWLOh12LFjh02aNMnOPvtsr\u002FeXX37p27Rt29YaNmxoo0eP9rbRRran7ioiIAKpR0CiK\u002FX6XC0WgYQg0KxZMxdJQ4YMsVq1almPHj1s+PDh7h7kf4QXoihfvnzWv39\u002FF1aIIQRSt27dbOTIkbZw4UI\u002FRu3ata1x48b29NNP2\u002F79+w2LF8ffvXu3ffHFF35MtsVChWhr3769zZ8\u002F3wYNGuRC7K233rIaNWoYljWE1tSpU30bhNmoUaNswIABzmzp0qVujUNsIa4Qf3PmzHEhRl2x1o0bN8727t3rbUD4Uf\u002FFixfbTTfd5MedO3eude3aNSH6QJUQARGILwGJrvjy1tlEQAS+JoAAQsxs377drVuIlX379rl7EGHDC4tRvXr13OWHpQvL2ObNm\u002F2FFev48eMustgH61GdOnX8GLguFy1a5OII12TTpk1dpE2fPt3fV6hQwUVWzZo1\u002FThshzhC0LE\u002Fx0ekHT582AVhVBBXbMf3WLLYln3Yv0mTJu6WxB3K+bGKIegQcYhC6oeFDWuXigiIQGoSkOhKzX5Xq0Ug1wnMmzfPli9f7m4\u002FxBOuOQQR1iOEDtYi3H2RSOHvrl27XAx16dLFxc2WLVtcjE2YMMGPg\u002FXqnHPO8f2xbiHWOC7xWoilDz74wH784x+7eCOInyB6zo2Lkr+8x5WIGKtevboLp9g4M47BvrNmzbI2bdr4fmvXrrWKFSv6\u002FxQEFiKsUaNGLso4P+eisA0iT0UERCA1CUh0pWa\u002Fq9UikOsE6tev76Jp9uzZVrlyZbdWUYiVwo3Xrl07dwcSC0Uh9grxhLUINyPuQ+K3sIThQlyzZo3HfCGYEG8cB4sTx6F06NDBz4PFCesY7xFRCCv+R2wh7BBquP8QcggmrGdRQZghqLp37+7iD4GFpYt68TmF83Ec3I5Y2LB2RW1r0KCBizsVERCB1CQg0ZWa\u002Fa5Wi0CuE8DtdsEFF3yrHgia2BIFnWPJoiC6EDOxpVevXt86Tr9+\u002FU76DMsVLwpijQB3CsKL\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\u002FwYMH7auvvrL69etb4cKFbcuWLbZ9+3Zr0KBBhucYNmyYNW\u002Fe3OrUqXPadaDuq1evtgsvvND3GTdunC1atMjKly9v3bp1s1KlSp32sfLihhJdebHXVGcREAEREIGUI3DkyBEbPny4i6AqVarYyJEjrWDBgtasWTM7evSo7dixw84++2wrUaKEbdu2zfbv32\u002FVqlVzTocOHfK\u002FGzdutLJly1qxYsUMkUU566yz\u002FO\u002FevXvtww8\u002FtNtvv91FFwJs5syZLsI49759+2z37t1WvXp1375u3bp+nC+++MKWL19uF110kdeLsmLFChdSxYsX9\u002FfUZevWrX7+tWvX+mdvv\u002F22\u002F49w43Pa079\u002Ff\u002F+Oz2lLuXLl7Pjx437+AwcOuAisWbNmWt+vXLnS20ub+D5\u002F\u002Fvxed\u002F4vUKCAi1P237x5s5UpU8aKFCliq1atsqpVqzo7yp49e7xutWrVSmN1+PBh51GxYkXbsGGDHTt2zPfJapHoyipB7S8CIiACIiACcSCAeChZsqS1aNHCBQCCA2GBKHj55ZetQoUKdsEFF7glbOLEiS6mEBoDBw60sWPH2tKlS10Ibdq0ya666iqbPn26C48ePXp47REoCB3+UvguEmfPP\u002F+8CxtEF+fp27evCyu2mT17ts2ZM8cFF9sjDKkr2\u002Fbs2dMKFSpkr732mguoZcuWuWhEFC5ZssTuv\u002F9+K1q0qJ8PkcN+77\u002F\u002FvoswhCSWvHbt2hnnR1wh3mhTr1697OOPP\u002Fb2sx\u002FnmTVrlp+\u002FQ4cONmrUKK8P7fn000+tRo0atn79eqtcubKLLMqNN97o9cHaRh2wItKud955xxk1btzY647QQ\u002FQ1bdrU2WelSHRlhZ72FQEREAEREIE4EUBgIBjeeustFzCIDUQWogBLFkIKoTJ06FC78sorrVKlSvbMM8\u002FYggULfJvSpUv75y+88ILNmzfPOnXqlCawTtUEBBjHRNghSBAnzz77rIsfRAwCCpGDGMTSNWbMGLckXX311TZixAibMGGCHxpXKOIOQcW+iBraEwkutkEwzZ8\u002F392Pd955p9f5jTfecGsd2yOssDw9+eSTbtVDtJ133nnOgH2xVkVl165d7qrEmocwvPzyy23IkCEuoq677jr729\u002F+5sekjhy\u002FVatW9txzz7nQwip27rnnerteeuklryciD9GX1SLRlVWC2l8EREAEREAE4kAA8YOQwAWHxWbGjBlu7cEShCUHAYMQQijxnoJlCzGCxQcLEd+xHe6yyPUXVR0rE5\u002FjnqMgVnjPC+sWQg+LDxY0tuV73HkcEzFD4VyIFP7Wq1fPRdLnn39uLVu29G1wVRLDhYCJzscxon0RQljUOAdtZB8EFufnxTl50YZbbrnFRRNiClFFvaO6U6fohcWLOmEdxDUZ7Y8LEmsc2xG\u002FRpxZZB2DH\u002FsMHjzYhSSWRNrQvXv3LPW0RFeW8GlnERABERABEYgfAUQC8VPEHK1ZsyZNAGH1oiCMEBHjx4\u002F32CusRli01q1b58KLgvUHwcNxEFSI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alt=\"Afbeelding met tekst, lijn, diagram, Perceel\n\nDoor AI gegenereerde inhoud is mogelijk onjuist.\" height=\"308\" width=\"605\" \u002F>\u003C\u002Fp>\n\u003Cp>UnitedConsumers benadrukt dat iedere verzekeraar een eigen bonus-malusladder en no-claimkorting hanteert. Daardoor kan het voordeel op de autopremie per verzekeraar verschillen.\u003C\u002Fp>\n\u003Cp>\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Jongeren profiteren het meest van hun eerste schadevrije jaar\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>Het effect van schadevrije jaren verschilt per leeftijdsgroep. Vooral jongeren tussen de 18 en 24 jaar zien hun premie duidelijk dalen zodra zij hun eerste schadevrije jaar opbouwen. Gemiddeld scheelt de stap van 0 naar 1 schadevrij jaar in deze groep € 295,20 per jaar.\u003C\u002Fp>\n\u003Cp>Volgens Van Rijn is dat goed te verklaren. “Jonge bestuurders starten vaak met een hoge premie omdat zij voor verzekeraars meer risico vormen. Zodra zij laten zien een jaar schadevrij te rijden, verandert dat beeld direct.” Daardoor weegt dat eerste schadevrije jaar bij jongeren zwaarder mee dan bij oudere automobilisten.\u003C\u002Fp>\n\u003Cp>\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Over het onderzoek\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>Het onderzoek is gebaseerd op een analyse van alle autoverzekeringen die via UnitedConsumers zijn afgesloten. Daarbij is gekeken naar de relatie tussen schadevrije jaren en de autopremie. De uitkomsten laten zien hoe schadevrije jaren gemiddeld doorwerken in de premie.\u003C\u002Fp>\n\u003Cp>Het exacte voordeel van 1 schadevrij jaar kan per persoon verschillen. De uiteindelijke autopremie hangt af van factoren zoals leeftijd, type auto, woonplaats, het aantal gereden kilometers en de gekozen dekking. Ook verschillen tussen verzekeraars spelen daarbij een rol.\u003C\u002Fp>",[13],"https:\u002F\u002Forder.perssupport.nl\u002Ffile\u002Fpressrelease\u002F5976ae3e-0821-4e01-b11c-682940d70ccd\u002Fa8e71760-9f57-4113-8a13-7d03cf848243\u002FPersberichtUnitedConsumersGrootstedalingautopremiezitineersteschadevrijejaar.pdf","Eindhoven","https:\u002F\u002Fwww.unitedconsumers.com\u002Fautoverzekering\u002Fnieuws\u002Finvloed-schadevrije-jaren-premie","5976ae3e-0821-4e01-b11c-682940d70ccd",[18],{"id":19,"title":20},"6c6ce671-585e-493a-ab29-cfa0809c16e1","Auto’s en motoren","Automobilisten die schadevrij rijden, bouwen voordeel op in hun autopremie. Uit onderzoek van UnitedConsumers blijkt dat dit voordeel vooral bij het eerste scha","",[24,35,45,54,65,74,83,93,102,112],{"id":25,"title":26,"pubDate":27,"logoUrl":8,"thirdParty":10,"imageUrls":28,"orgId":16,"branches":30,"description":34},"55440139-c47e-413b-a94c-b27c7201b3fc","Eigen risico naar € 400 in 2027: lang niet iedereen betaalt het volledige bedrag","2026-10-07T09:35:12.026+02:00",[29],"https:\u002F\u002Forder.perssupport.nl\u002Ffile\u002Fpressrelease\u002F5976ae3e-0821-4e01-b11c-682940d70ccd\u002F55440139-c47e-413b-a94c-b27c7201b3fc\u002FPersberichtUnitedConsumersEigenrisiconaar400in2027langnietiedereenbetaalthetvolledigebedrag.pdf",[31],{"id":32,"title":33},"29100","Zorg","Het verplicht eigen risico stijgt in 2027 van € 385 naar € 400. Toch betekent dit niet dat iedere verzekerde volgend jaar € 400 aan zorgkosten zelf betaalt. Het",{"id":36,"title":37,"pubDate":38,"logoUrl":8,"thirdParty":10,"imageUrls":39,"orgId":16,"branches":42,"description":44},"28622c76-72d6-4cc7-80ce-d54313ad0697","Oktober telt de meeste autoschades: bijna helft is een aanrijding","2026-10-01T10:37:09.981+02:00",[40,40,41],"https:\u002F\u002Flh3.googleusercontent.com\u002FeYAumIfJXlQs_5DDFf2xtDNudVtouDqMsLFc9ElRmCHz76puMhJBBxbQEfVuZ1gDddPR-tnR6DxfiQg_6N33oXo-HyQuUNN1","https:\u002F\u002Forder.perssupport.nl\u002Ffile\u002Fpressrelease\u002F5976ae3e-0821-4e01-b11c-682940d70ccd\u002F28622c76-72d6-4cc7-80ce-d54313ad0697\u002FPersberichtUnitedConsumersOktoberteltdemeesteautoschadesbijnahelftiseenaanrijding.pdf",[43],{"id":19,"title":20},"Oktober is gemiddeld de maand met de meeste autoschades. Uit schademeldingen van UnitedConsumers van 2013 tot en met 2025 blijkt dat 8,99% van alle schademeldin",{"id":46,"title":47,"pubDate":48,"logoUrl":8,"thirdParty":10,"imageUrls":49,"orgId":16,"branches":51,"description":53},"f3bf609b-0775-4003-8611-a7e943fc3f4f","Ruimere autoverzekering kan bij andere verzekeraar goedkoper zijn","2026-09-22T09:23:28.673+02:00",[50],"https:\u002F\u002Forder.perssupport.nl\u002Ffile\u002Fpressrelease\u002F5976ae3e-0821-4e01-b11c-682940d70ccd\u002Ff3bf609b-0775-4003-8611-a7e943fc3f4f\u002FPersberichtUnitedConsumersRuimereautoverzekeringkanbijandereverzekeraargoedkoperzijn.pdf",[52],{"id":19,"title":20},"Een WA beperkt cascoverzekering hoeft niet veel duurder te zijn dan een WA verzekering. Binnen dezelfde verzekeraar gaat het soms om slechts enkele euro’s per m",{"id":55,"title":56,"pubDate":57,"logoUrl":8,"thirdParty":10,"imageUrls":58,"orgId":16,"branches":60,"description":64},"d1888051-c6f5-4cd8-b60e-61a25dabe197","Gasprijs op hoogste niveau in ruim 3 jaar: koude winter kan voor extra prijsdruk zorgen","2026-08-25T16:01:27.288+02:00",[59],"https:\u002F\u002Forder.perssupport.nl\u002Ffile\u002Fpressrelease\u002F5976ae3e-0821-4e01-b11c-682940d70ccd\u002Fd1888051-c6f5-4cd8-b60e-61a25dabe197\u002FPersberichtUnitedConsumersGasprijsophoogsteniveauinruim3jaarkoudewinterkanvoorextraprijsdrukzorgen.pdf",[61],{"id":62,"title":63},"27100","Energie en brandstoffen","De Europese gasprijs ligt rond de 68 euro per megawattuur. Daarmee staat de gasprijs op het hoogste niveau in ruim 3 jaar. Tegelijk zijn de Europese gasvoorrade",{"id":66,"title":67,"pubDate":68,"logoUrl":8,"thirdParty":10,"imageUrls":69,"orgId":16,"branches":71,"description":73},"8474d30b-6aae-41c7-88ab-69b7cd4627f7","Dit gebeurt er met je schadevrije jaren als je een nieuwe auto koopt","2026-08-18T10:37:21.788+02:00",[70],"https:\u002F\u002Forder.perssupport.nl\u002Ffile\u002Fpressrelease\u002F5976ae3e-0821-4e01-b11c-682940d70ccd\u002F8474d30b-6aae-41c7-88ab-69b7cd4627f7\u002FPersberichtenUnitedConsumersDitgebeurtermetjeschadevrijejarenalsjeeennieuweautokoopt.pdf",[72],{"id":19,"title":20},"Een andere auto kopen roept bij veel automobilisten vragen op. Wat gebeurt er met de opgebouwde schadevrije jaren? En wat als iemand naast de auto van nu een tw",{"id":75,"title":76,"pubDate":77,"logoUrl":8,"thirdParty":10,"imageUrls":78,"orgId":16,"branches":80,"description":82},"575d04fc-6721-4413-ba08-2cfb19e32cdd","Veel vakantiegangers vergeten belangrijk document voor medische hulp in het buitenland","2026-07-17T11:06:59.763+02:00",[79],"https:\u002F\u002Forder.perssupport.nl\u002Ffile\u002Fpressrelease\u002F5976ae3e-0821-4e01-b11c-682940d70ccd\u002F575d04fc-6721-4413-ba08-2cfb19e32cdd\u002FPersberichtUnitedConsumersVeelvakantiegangersvergetenbelangrijkdocumentvoormedischehulpinhetbuitenland.pdf",[81],{"id":32,"title":33},"Veel Nederlanders controleren voor vertrek hun paspoort, bankpas en reisverzekering, maar vergeten hun zorgpas mee te nemen. Volgens zorgverzekeringsexpert Nien",{"id":84,"title":85,"pubDate":86,"logoUrl":8,"thirdParty":10,"imageUrls":87,"orgId":16,"branches":90,"description":92},"08f6e5b7-d2cc-4ca5-bbbb-7b980e2dad3f","3 schadevrije jaren blijken kantelpunt bij keuze voor autoverzekering","2026-07-16T11:42:56.155+02:00",[88,88,89],"https:\u002F\u002Flh3.googleusercontent.com\u002F7bNidVp4-Fe4OEclxU4TVm6rOkQiNAqRVwZmxvFvVxOFQkr-Yj01w8vVrD8Bc8AsN_Hc3MwffSWkPWsgchjwJQBbCkwolk7MjR4","https:\u002F\u002Forder.perssupport.nl\u002Ffile\u002Fpressrelease\u002F5976ae3e-0821-4e01-b11c-682940d70ccd\u002F08f6e5b7-d2cc-4ca5-bbbb-7b980e2dad3f\u002FPersberichtUnitedConsumers3schadevrijejarenblijkenkantelpuntbijkeuzevoorautoverzekering.pdf",[91],{"id":19,"title":20},"Automobilisten passen hun keuze voor een autoverzekering aan zodra zij 3 schadevrije jaren hebben opgebouwd. Dat blijkt uit een analyse van de autoverzekeringen",{"id":94,"title":95,"pubDate":96,"logoUrl":8,"thirdParty":10,"imageUrls":97,"orgId":16,"branches":99,"description":101},"49bb2c07-6ade-493e-a7ae-f19326b0f6fe","Veel automobilisten halen nieuwe auto op zonder verzekering goed te regelen","2026-07-07T11:37:16.718+02:00",[98],"https:\u002F\u002Forder.perssupport.nl\u002Ffile\u002Fpressrelease\u002F5976ae3e-0821-4e01-b11c-682940d70ccd\u002F49bb2c07-6ade-493e-a7ae-f19326b0f6fe\u002FPersberichtUnitedConsumersVeelautomobilistenhalennieuweautoopzonderverzekeringgoedteregelen.pdf",[100],{"id":19,"title":20},"Veel automobilisten rijden met een nieuwe auto direct naar huis, zonder stil te staan bij de verzekering. Volgens onze expert in autoverzekeringen Jorg van Rijn",{"id":103,"title":104,"pubDate":105,"logoUrl":8,"thirdParty":10,"imageUrls":106,"orgId":16,"branches":109,"description":111},"7f2f0b66-99b7-45cb-87d0-d21b5e182692","Jongeren betalen gemiddeld ruim tweeënhalf keer zoveel autopremie als ouderen","2026-06-22T12:58:39.774+02:00",[107,107,108],"https:\u002F\u002Flh3.googleusercontent.com\u002Fg0_Mhy4PC-SQMDhPN4FM7HtZbOZb6_mnIkM40E0c6qilo2dzZLqsoi9ooP4tpOAWKp0P894NCk-nKN7eiM9LAyA6DA2UUEI0RQ","https:\u002F\u002Forder.perssupport.nl\u002Ffile\u002Fpressrelease\u002F5976ae3e-0821-4e01-b11c-682940d70ccd\u002F7f2f0b66-99b7-45cb-87d0-d21b5e182692\u002FPersberichtUnitedConsumersJongerenbetalengemiddeldruimtweenhalfkeerzoveelautopremiealsouderen.pdf",[110],{"id":19,"title":20},"Automobilisten van 18 tot en met 24 jaar betalen gemiddeld € 153,58 per maand voor hun autoverzekering. Dat blijkt uit onderzoek van UnitedConsumers. Bestuurder",{"id":113,"title":114,"pubDate":115,"logoUrl":8,"thirdParty":10,"imageUrls":116,"orgId":16,"branches":118,"description":120},"515f8bf6-6972-448d-9ad0-608f6d407040","Benzineprijs daalt verder door rust op oliemarkt","2026-06-16T13:10:35.088+02:00",[117],"https:\u002F\u002Forder.perssupport.nl\u002Ffile\u002Fpressrelease\u002F5976ae3e-0821-4e01-b11c-682940d70ccd\u002F515f8bf6-6972-448d-9ad0-608f6d407040\u002FPersberichtUnitedConsumersBenzineprijsdaaltverderdoorrustopoliemarkt.pdf",[119],{"id":62,"title":63},"De adviesprijs voor benzine gaat opnieuw omlaag. Volgens brandstofexpert Derk Foolen van UnitedConsumers zorgt de afgenomen onrust op de oliemarkt voor lagere o"]